Cash Flow Solutions 

Consider Cash Flow Banking to save for major expenses if you don’t have a home with a Manulife One banking and cash flow solution.  

See specific strategies for saving for a down payment if you plan to purchase a home. 

Don’t Take Your Health for Granted 

At this stage, you should have in place: 

 Saving for Retirement 

Adjust your retirement savings plan accordingly.  Avoid having too much tax at retirement, during retirement if your spouse dies, and having half your family’s wealth disappear to taxes if you die before or a few years after your life expectancy. 

Travel Insurance 

If you are travelling outside your province you should have travel insurance. 

© 2016 Doug Ransom - Insurance Advisor