If you are attending university outside of your province of residence, consider Student Travel Insurance.
If you are travelling outside your province of residence for a trip, you should have Travel Insurance for the trip. I would suggest not even crossing the border into the US for a tank of gas without travel insurance.
Don’t Take Your Health for Granted
I believe every Canadian who qualifies for Critical Illness Insurance should buy it, and it is cheaper if you put it in place at a young age. This is an extremely important coverage many overlook.
As a student, you are going to have limited cash flow. Consider purchasing the least expensive ten-year term critical illness coverage for a modest amount. That should help you financially ride through a critical illness. Alternatively, if you parents are willing to fund your CI insurance premium, consider a policy with a level premium until retirement.
© 2016 Doug Ransom - Insurance Advisor